{"id":1153,"date":"2017-03-23T11:00:47","date_gmt":"2017-03-23T10:00:47","guid":{"rendered":"http:\/\/esc-sr.sk\/?p=1153"},"modified":"2017-03-24T14:07:07","modified_gmt":"2017-03-24T13:07:07","slug":"akcny-plan-europskej-komisie-ma-zlepsit-financne-produkty-vyber-europskych-spotrebitelov","status":"publish","type":"post","link":"https:\/\/esc-sr.sk\/novinky\/akcny-plan-europskej-komisie-ma-zlepsit-financne-produkty-a-vyber-pre-europskych-spotrebitelov\/","title":{"rendered":"Ak\u010dn\u00fd pl\u00e1n Eur\u00f3pskej komisie m\u00e1 zlep\u0161i\u0165 finan\u010dn\u00e9 produkty a v\u00fdber pre eur\u00f3pskych spotrebite\u013eov"},"content":{"rendered":"<p><\/p>\n<p><strong>Eur\u00f3pska komisia zverejnila ak\u010dn\u00fd pl\u00e1n obsahuj\u00faci sp\u00f4soby, prostredn\u00edctvom ktor\u00fdch m\u00f4\u017eu eur\u00f3pski spotrebitelia z\u00edska\u0165 lep\u0161\u00ed pr\u00edstup k v\u00e4\u010d\u0161iemu sortimentu finan\u010dn\u00fdch slu\u017eieb v celej E\u00da. Podstatou tohto ak\u010dn\u00e9ho pl\u00e1nu je jeho zameranie na technol\u00f3gie, ke\u010f\u017ee pokrok smerom k integrovanej\u0161iemu trhu s finan\u010dn\u00fdmi slu\u017ebami sa d\u00e1 dosiahnu\u0165 pr\u00e1ve inova\u010dn\u00fdmi online slu\u017ebami. <\/strong><\/p>\n<h4>Ak\u010dn\u00fd pl\u00e1n<\/h4>\n<p>Ak\u010dn\u00fd pl\u00e1n identifikuje tri hlavn\u00e9 oblasti a m\u00e1 za cie\u013e e\u0161te viac sa pribl\u00ed\u017ei\u0165 k skuto\u010dn\u00e9mu jednotn\u00e9mu trhu s finan\u010dn\u00fdmi slu\u017ebami:\u00a0<\/p>\n<ul>\n<li>Zv\u00fd\u0161enie d\u00f4very spotrebite\u013eov a posilnenie ich postavenia pri nakupovan\u00ed slu\u017eieb doma i v in\u00fdch \u010dlensk\u00fdch \u0161t\u00e1toch. Cie\u013eom je napr\u00edklad dosiahnu\u0165 to, aby bolo pre vodi\u010dov jednoduch\u0161ie prenies\u0165 si do zahrani\u010dnej pois\u0165ovne svoj bonus za bez\u0161kodov\u00fd priebeh (\u201ebonus\/malus\u201c);zn\u00ed\u017eenie poplatkov za cezhrani\u010dn\u00e9 transakcie denominovan\u00e9 v mene inej ne\u017e euro a transparentnej\u0161ie oce\u0148ovanie poistiek pri prenajat\u00fdch vozidl\u00e1ch.<\/li>\n<li>Zmiernenie pr\u00e1vnych a regula\u010dn\u00fdch prek\u00e1\u017eok, ktor\u00e9 br\u00e1nia podnikom v ich snah\u00e1ch expandova\u0165 do zahrani\u010dia.<\/li>\n<li>Podpora rozvoja inovat\u00edvneho digit\u00e1lneho sveta, v r\u00e1mci ktorej p\u00f4jde o odstr\u00e1nenie niektor\u00fdch z existuj\u00facich prek\u00e1\u017eok br\u00e1niacich dobudovaniu jednotn\u00e9ho trhu. Napr\u00edklad umo\u017enen\u00edm vyu\u017e\u00edvania elektronickej identifik\u00e1cie a d\u00f4veryhodn\u00fdch slu\u017eieb na overovanie toto\u017enosti z\u00e1kazn\u00edkov.<\/li>\n<\/ul>\n<p>Komisia u\u017e prostredn\u00edctvom pr\u00e1vnych predpisov E\u00da odstr\u00e1nila mnoh\u00e9 z regula\u010dn\u00fdch prek\u00e1\u017eok br\u00e1niacich fungovaniu jednotn\u00e9ho trhu v oblasti spotrebite\u013esk\u00fdch finan\u010dn\u00fdch slu\u017eieb. Ak\u010dn\u00fd pl\u00e1n vyty\u010duje smerovanie \u010fal\u0161ieho \u00fasilia. Na mnoh\u00fdch opatreniach sa bud\u00fa musie\u0165 podie\u013ea\u0165 aj zainteresovan\u00e9 strany, ako napr\u00edklad vn\u00fatro\u0161t\u00e1tne org\u00e1ny doh\u013eadu, poskytovatelia slu\u017eieb a spotrebite\u013esk\u00e9 organiz\u00e1cie.<\/p>\n<h4>S\u00favislosti<\/h4>\n<p>E\u00da u\u017e prijala nieko\u013eko opatren\u00ed na dosiahnutie jednotn\u00e9ho trhu so spotrebite\u013esk\u00fdmi finan\u010dn\u00fdmi slu\u017ebami. Patria medzi ne <a href=\"http:\/\/ec.europa.eu\/finance\/finservices-retail\/inclusion\/index_en.htm\" target=\"_blank\">smernica o platobn\u00fdch \u00fa\u010dtoch<\/a>, prostredn\u00edctvom ktorej sa zlep\u0161uje transparentnos\u0165 poplatkov za bankov\u00e9 \u00fa\u010dty a u\u013eah\u010duje prechod do inej banky, a <a href=\"http:\/\/ec.europa.eu\/priorities\/digital-single-market\/\" target=\"_blank\">strat\u00e9gia digit\u00e1lneho jednotn\u00e9ho trhu<\/a> Komisie, ktorej cie\u013eom je posilni\u0165 pr\u00edstup k digit\u00e1lnym produktom a slu\u017eb\u00e1m. Vo svojom <a href=\"http:\/\/eur-lex.europa.eu\/legal-content\/SK\/TXT\/?uri=CELEX%3A52015DC0468\" target=\"_blank\">ak\u010dnom pl\u00e1ne na vybudovanie \u00fanie kapit\u00e1lov\u00fdch trhov<\/a> sa Komisia zaviazala dosiahnu\u0165 silnej\u0161ie kapit\u00e1lov\u00e9 trhy v celej E\u00da a z\u00e1rove\u0148 zlep\u0161i\u0165 pr\u00edstup k retailov\u00fdm investi\u010dn\u00fdm produktom.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"Eur\u00f3pska komisia zverejnila ak\u010dn\u00fd pl\u00e1n obsahuj\u00faci sp\u00f4soby, prostredn\u00edctvom ktor\u00fdch m\u00f4\u017eu eur\u00f3pski spotrebitelia z\u00edska\u0165 lep\u0161\u00ed pr\u00edstup k v\u00e4\u010d\u0161iemu sortimentu finan\u010dn\u00fdch slu\u017eieb &#8230;<br \/><a class=\"btn btn-border btn-small btn-margin\" title=\"Pre\u010d\u00edtajte si cel\u00fd \u010dl\u00e1nok\" href=\"https:\/\/esc-sr.sk\/novinky\/akcny-plan-europskej-komisie-ma-zlepsit-financne-produkty-a-vyber-pre-europskych-spotrebitelov\/\">Zobrazi\u0165 \u010dl\u00e1nok<\/a>","protected":false},"author":2,"featured_media":1155,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[23],"tags":[107,108,109],"_links":{"self":[{"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/posts\/1153"}],"collection":[{"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/comments?post=1153"}],"version-history":[{"count":1,"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/posts\/1153\/revisions"}],"predecessor-version":[{"id":1156,"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/posts\/1153\/revisions\/1156"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/media\/1155"}],"wp:attachment":[{"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/media?parent=1153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/categories?post=1153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/esc-sr.sk\/wp-json\/wp\/v2\/tags?post=1153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}